Get Free Credit-Monitoring Services

July 11, 2008 · Filed Under Credit Bureaus, Credit Monitoring, Everything Credit · Comment 

The settlement applies to everyone who had an open credit account or open line of credit from any lender from January 1, 1987, to May 28, 2008. Anyone with a credit card, car loan, mortgage, student loan or any other loan qualifies, which means most adults do.

http://finance.yahoo.com

Credit Report Blog.com urges all its readers to take advantage of this great deal. Best of all, nearly everyone is eligible. TransUnion’s monitoring services can be very valuable to consumers, especially when you won’t be paying a dime for them! Read more

Settlement results in free credit monitoring service

You can sign up today to receive free credit monitoring services from the credit bureau TransUnion due to a settlement the company reached on a class-action lawsuit.

http://www.cnn.com/

Credit Report Blog.com would like to advise all consumers that a settlement has been reached in the class-action lawsuit filed against TransUnion Credit Bureau. The lawsuit was filed because TransUnion irresponsibly sold customer information in the form of marketing lists to other businesses. TransUnion denied any wrongdoing, while at the same time, stating that they had stopped the practice as far back as 2001. Read more

U of U medical records stolen, 2.2 million patients’ data at risk

June 11, 2008 · Filed Under Everything Credit, Identity Theft · Comment 

University of Utah Hospital and Clinics patients are bracing for the unknown as police and prosecutors investigate the theft of 2.2 million billing records filled with personal information.
Authorities say the records, stolen out of a courier’s personal vehicle earlier this month, put the private data of patients from the past 16 years at risk.

http://www.sltrib.com/

Credit Report Blog – It’s amazing how an incident like this can lead to astronomical financial damage for every one of those 2.2 million patients. Hospitals and any other organizations that hold such sensitive information need to take responsibility and re-think their procedures so that these mishaps do not happen. The good thing is that the U of U is taking the right steps in offering free credit monitoring services to all patients whose social security numbers were compromised. Read more

Credit Monitoring Services – Wasting your money?

When you listen to ads pitching credit monitoring services, the top benefit they usually mention is to protect you from identity theft.  Not true!    These credit monitoring services do not really do anything to prevent identity theft. If anything, they may be able to alert you, once the crime has been committed. In addition, you will only receive these alerts on any credit-related activity, if certain conditions are first met. What’s more, these services can be very expensive. Why spend unnecessary dollars when you are entitled to a FREE credit report once a year?  You can also receive it FREE if you are denied a line of credit, denied employment, or become victim of identity theft. Read more